An Originator is
|“||the entity that agrees to initiate ACH entries into the payment system according to an arrangement with a Receiver. The Originator is usually a company directing a transfer of funds to or from a consumer's or another company's account.||”|
The originator of an electronic communication means
|“||a party by whom, or on whose behalf, the electronic communication has been sent or generated prior to storage, if any, but it does not include a party acting as an intermediary with respect to that electronic communication.||”|
- "Understanding the ACH Network: An ACH Primer," at 10 (full-text).
- United Nations Convention on the Use of Electronic Communications in International Contracts, art. (4)(d).