The IT Law Wiki



A consumer is

an individual who —

(A) with respect to a check handled for forward collection, draws the check on a consumer account; or

(B) with respect to a check handled for return, deposits the check into, or cashes the check against, a consumer account.[1]


A consumer is

any individual who seeks or acquires, by purchase or lease, any goods, services, money, or credit for personal, family, or household purposes.[2]
[a] natural person who is acting for purposes which are outside his trade, business, craft or profession.[3]


A consumer is

[a]n authorized person who uses intelligence or intelligence information directly in the decisionmaking process or to produce other intelligence.[4]


  1. 12 U.S.C. §5002(3)(7).
  2. Cal. Bus. & Prof. Code §22577(d).
  3. Cyber Security for Consumer Internet of Things, at 8.
  4. U.S. National Intelligence: An Overview 2011, Glossary of Terms, at 80.